How to Raise Credit Scores from the Dumps (5 Simple Steps)

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Like fine wine, credit scores (with these tips) will get better over time. Major increases to credit scores do not happen overnight, but with some focus and commitment you can drastically improve your credit score and raise it from the proverbial dumps. ThinkRich Tips Check your Credit Report Reduce Credit Card Debt Setup Payment Reminders … Read more How to Raise Credit Scores from the Dumps (5 Simple Steps)

Why Stock Picking is Only Slightly Better Than Gambling

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There is a common temptation to try to get rich by picking the next hot stock in hopes of retiring early, or at the very least achieving impressive returns. While the idea of being the next Warren Buffett is alluring, sound investment strategy for the average person is a lot less interesting. If you are … Read more Why Stock Picking is Only Slightly Better Than Gambling

10 Things to Look For In a Good Financial Advisor

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There is a sea of financial advisors available on the market. The problem is that it can be extremely difficult to find a financial advisor who is actually worth their salt. One of the biggest problems that smear this profession is the fact that almost anyone can brand themselves as an advisor despite having very … Read more 10 Things to Look For In a Good Financial Advisor

7 Ways to Avoid (like the plague) Student Loan Debt

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Right after high school, when you are planning on pursuing further education, you are suddenly faced with numerous difficult decisions. A shocking statistic shared by Make Lemonade shows that the number of student loan borrowers has become greater than 44 million and the total loan has amounted to be $1.3 trillion in 2017. Therefore, high … Read more 7 Ways to Avoid (like the plague) Student Loan Debt

6 Financially Savvy Staycation Ideas!

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The idea that all vacations must be for weeks at a time, in exotic international destinations is pretty much unrealistic –  if you’re like me, you’re likely just looking to enjoy time away from work with family and friends. Just know that the idea of vacations do not always have to mean you’re going to … Read more 6 Financially Savvy Staycation Ideas!

11 Interesting Characteristics of Successful People

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Looking for the perfect equation for success? If you envy the likes of Warren Buffett, Bill Gates and/or Mark Zuckerberg, you should know that most billionaires have similar characteristics that helped them reach their success. Sometimes it takes sheer hard work and resilience to accomplish your goals, other times it’s simply dumb luck. Whether you … Read more 11 Interesting Characteristics of Successful People

Complete Guide to Paying Off Debt

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Need help getting out of debt? Debt is no stranger to many people. According to Nerdwallet, average US household debt is $131,431 (as of September 2017). This is how some of the other statistics stack up according to their analysis. Average US Household Balances Who Hold Each Particular Debt Mortgages: $173,995 Student Loans: $46,597 Auto … Read more Complete Guide to Paying Off Debt