Once you have successfully settled in your home and managed to make regular payments for your mortgage maybe you should start considering refinancing the mortgage. Refinancing has a number of significant benefits for homeowners. However, it should not be considered to be a solution for every homeowner with an outstanding mortgage. This is because many … Read more
Buying a new home can be a very exciting process (and sometimes overwhelming.) Many “soon to-be” home owners do not realize how difficult it can be for them to remain within their stipulated budget once they close on their new home. That is because many unexpected costs can incur during the process of shifting and … Read more
When buying a house, the mortgage is not the only concern that you should have. Insurance is an equally important and time-consuming decision. Home Insurance providers determine your insurance premium depending on the risk of damage to which your house is prone. Since this will be your monthly expense for the next few years and may … Read more
We’ve all heard of stories about wild roommates, leaky toilets flooding through from the floor above, and the cat lady. Most of us rent or have rented at some point in our lives, with many stories and a few tips that come along with those experiences. Through personal experiences, interviews with friends and family, and … Read more
There is a very hard reality when it comes to the issue of housing that a lot of people are resistant to accept, your home — the place you live — is not an investment, it is an expense. Before I go on, it must be said that this does not mean a house is … Read more