Thomas 
In life there are many options a person can purse to better educate themselves and earn a higher standard of living. Some of the options are more practical than others given life goals, we will touch on several that could help you make your next right step in career and education. ThinkRich: “In your path … Read more
There is a very hard reality when it comes to the issue of housing that a lot of people are resistant to accept, your home — the place you live — is not an investment, it is an expense. Before I go on, it must be said that this does not mean a house is … Read more
I grew up in an upper middle class home. My dad owned a small home building company. The nature of real estate meant that there were good times and bad, but there was a phrase that I would hear even during the good times that I didn’t fully understand until I was on my own … Read more
I want to teach you how to avoid impulse buying. We’ve all done it, caught up in the moment of what turned out to be a very fleeting feeling of inspiration to buy something we ultimately use once, maybe twice, then file it away on a shelf or stuff it in a closet to collect … Read more
This article is inspired by the time I spent at Harvard and my desire to share the mindsets around ThinkRich and ThinkPoor. Harvard University, founded in 1636, is located in Cambridge Massachusetts, and is the nation’s oldest and one of the most prestigious universities. United States Presidents that graduated from Harvard include John Adams, John … Read more
In order to reach your goal of financial independence, it is important to think of your financial decisions in two primary categories, wealth growth and wealth consumption. There is nothing wrong with consuming wealth, after all, we produce wealth for the purpose of consuming/using it. However, in order to set yourself on a stable financial … Read more
Depreciation is a concept nearly everyone is aware of, but very few consider it when thinking in real terms of costs. If you keep track of your net worth, including value of assets like cars, boats, and the like, you may notice your net worth isn’t increasing as fast as you might expect given your … Read more
Acquiring a new vehicle is one of the bigger purchases in life and the question of buy or lease can keep you up at night if you are not in the right mindset. In the buy verse lease decision there are many personal factors and expectations that must be considered. There is not a clear … Read more
The day after pulling an all-nighter to study for an exam, attending a late night event, or taking a red-eye flight will give you a certain appreciation for a good night’s sleep. We all seem to understand that our bodies need a basic amount of sleep, but what is the value of sleeping more or … Read more